Important
This service only applies when funds are received directly into the merchant's bank accounts. For this to work, you must grant Khipu the necessary access permissions to validate deposits as soon as they are recorded in your account.
Synthetic Payments is a solution for merchants who receive direct transfers to their bank accounts and need to reconcile and integrate those transfers without going through Khipu's standard flow. The system takes the information available in the bank statement and displays it to your backend through API notifications and in reports that you can also view by email or web services.
- Your customers make transfers outside of Khipu (directly to your bank account).
- Khipu reads and processes these movements from the statement.
- After 7 minutes, we send an API notification with the transfer details so you can reconcile and update your order, as well as include it in your reports.
Attention
Unlike payments made via Khipu, in Synthetic Payments, notifications have an approximate latency of 7 minutes before being sent by our systems to your endpoint.