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Getting Started with Khipu

Follow these steps to make your first integration with Khipu using Instant Payments.

1. Create a Collector Account

First, you need an account on Khipu.

Once registered, create a collection account and link it to a bank account to receive payments.

2. Get Your Credentials

From your private session on Khipu Portal, access to:

  • Account options (on your sidebar)
  • Unfold the option "To integrate Khipu into your website"
  • Get your 'Collector ID' (unique identifier)
  • Get your 'New API Key' (use the development mode key for testing)

⚠️ Store your secret key in a safe place. Never expose it publicly.

3. Create a Test Payment

Make an HTTP POST request to the Khipu endpoint:

POST https://khipu.com/api/3.0/payments

Headers:

Authorization: Basic {base64_encode(id_cobrador:clave_secreta)}
Content-Type: application/json

Body (JSON):

{
  "subject": "Compra de prueba",
  "amount": 1000,
  "currency": "CLP",
  "transaction_id": "pedido-1234",
  "return_url": "https://tu-sitio.com/exito",
  "cancel_url": "https://tu-sitio.com/cancelado",
  "notify_url": "https://tu-sitio.com/notificacion"
}

4. Redirect the User to Pay

The response will include a URL:

"payment_url": "https://khipu.com/payment/show/..."

Redirect the user to this URL so they can complete the payment. Once completed, Khipu will redirect the user back to your site via: return_url.

5. Wait for the Payment Notification

Khipu will send a webhook to notify_url with the payment details.

Only consider the payment valid once you have received and verified this notification.

6. Verify and Go Live

Once everything works in testing, repeat the process using your production credentials.

Make sure notifications are enabled, your bank account is registered, and your site is accessible from the internet.

✅ Done! You're now ready to start receiving payments with Khipu.

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