# Products

Discover our payment initiation and data extraction solutions, which you can integrate to charge your customers, automate recurring payments, or access financial information from multiple banks.

## 💸 Payment Solutions

### Instant Payments

We turn bank transfers into a digital payment method, allowing users to pay using any bank or financial institution, from their checking or savings accounts.

With a user experience that is secure, high-quality, and optimized over more than 10 years.

#### Main features:

- Compatible with all banks
- Secure redirection to the user's banking flow
- Automatic confirmation via webhook


[🔗 Instant Payments Guide](/en/payment-solutions/instant-payments/description) | [API Reference](/apis/v3/instant-payments/openapi)

### 🔁  Automatic Payments

Automate your recurring charges with a single authorization flow.
Perfect for subscriptions, memberships, or recurring services.

#### Main features:

- Digital Direct Debit Mandate (PAC)
- Automatic future charges with no user action required
- Ideal for billing platforms or SaaS


[🔗 Automatic Payments Guide](/en/payment-solutions/automatic-payments/description) | [API Reference](/apis/v1/automatic-payments/openapi)

## Data Solutions

### 🌐 Open Finance (API & WaaS)

Access real banking and financial data from multiple institutions using our secure web scraping platform.

#### Main features:

- Retrieve account balances, transactions, and account holder information
- Compatible with thousands of banking sources
- Ideal for fintechs, financial analysis, or process automation


[🔗 Open Finance Guide](/en/data-solutions/open-finance/description) | [ API Reference](/en/data-solutions/open-finance/api-reference)