# Insurances Associated to Loans

This method connects to the user's account in  and returns all Insurances associated to loans that can be found within the website (if the bank service is not showing the data for any product due to website issues, the respective  product will be omitted from the response).

Using the  field will trigger an asynchronous process and the resulting data will be sent later to the specified webhook. This is the preferred way to interact with our services, as it assures that all efforts will be made to extract the data to fulfill  your request within a reasonable time frame. If you want the response immediately, skip the field  but bear in mind that it can result in timeouts depending on the data's result size and the network conditions.

Endpoint: POST /v1/cl/banking/personal/itau.cl/products/insurance-loans
Version: v1.0
Security: JWT, Api-Key

## Request fields (application/json):

  - `RequestData` (object, required)
    Information needed to connect to the user's bank account and extract data. Mandatory fields indicates values that are necessary to identify the desired account.

  - `RequestData.AccountCredential` (any)
    Attention: The use of this field is mandatory when using Api Key authentication.

  - `CallbackUrl` (string)
    URL to send the response message using a POST verb.
    Example: "https://my-api.my-business.com/api/open-data-response"

## Response 200 fields (application/json):

  - `OperationId` (string, required)
    Unique identifier of the operation.
    Example: "6baf6c19-e485-463b-ae24-a821b025c8a4"

  - `Status` (string, required)
    Operation status.  means that the service was executed successfully even if it does not return Data.  indicates that something happened that prevented the successful completion of the process.
    Enum: "OK", "ERROR"

  - `Data` (object,null, required)
    Container for Insurances.

  - `Data.Insurance` (array)
    Array that contains the user's insurance products associated with one or more loans.

  - `Data.Insurance.InsuranceName` (string, required)
    Bank's given name to an insurance product
    Example: "Seguro Credito de Consumo"

  - `Data.Insurance.PolicyNumber` (string, required)
    Policy number for the insurance
    Example: "12345"

  - `Data.Insurance.ContractDate` (string)
    Date in which the insurance was signed
    Example: "2023-08-31T00:00:00-0400"

  - `Data.Insurance.Insurer` (string)
    Insurer who holds the policy of the insurance
    Example: "Aseguaradora ABC123"

  - `Data.Insurance.Intermediary` (string)
    Bank's reporter of whom the intermediary for the Insurance is
    Example: "Bank Name"

  - `Data.Insurance.NextRenewalDate` (string)
    Date in which the current policy will be renovated
    Example: "2023-08-31T00:00:00-0400"

  - `Data.Insurance.PolicyPeriod` (string)
    Period of vailidity for the current Policy
    Example: "Yearly"

  - `Data.Insurance.InstalmentAmount` (object)
    Object with the information for the amount of the instalment

  - `Data.Insurance.InstalmentAmount.Amount` (number, required)
    A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.
    Example: "123"

  - `Data.Insurance.InstalmentAmount.Currency` (string, required)
    A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
    Example: "CLP"

  - `AdditionalInformation` (string,null, required)
    This field can be used to display relevant information specific to the response, for instance indicating that the  field is incomplete.

  - `Error` (object,null, required)
    Object with the error details, used when . If  this field will be null. You can read a complete explanation of this object visiting [this link](https://docs.khipu.com/portal/en/errors/)

  - `Error.Code` (string)
    Internal system code that identifies the error.
    Example: "E201"

  - `Error.Type` (string)
    Indicates how to treat this specific error code, based on the type of error.
    Enum: "RETRY_IMMEDIATELY", "DO_NOT_RETRY", "WAIT_4_HOURS_BEFORE_RETRY", "RETRY_AFTER_NOTIFICATION"

  - `Error.Description` (string)
    Description associated with the error code.
    Example: "El servicio destino utilizado para la extracción de datos no se encuentra disponible."

  - `LifeSpan` (string,null, required)
    in sync requests.

## Response 202 fields (application/json):

  - `OperationId` (string, required)
    Unique identifier of the operation.
    Example: "6baf6c19-e485-463b-ae24-a821b025c8a4"

  - `Status` (string, required)
    Operation status. When making async requests it will always return .
    Example: "OK"

  - `Data` (object, required)
    in async requests.

  - `AdditionalInformation` (string, required)
    Operation message, can be used to display additional information.
    Example: "Data will be sent to the callback URL."

  - `Error` (object, required)
    in async requests.

  - `LifeSpan` (string, required)
    Max estimated delivery date for async requests, in ISO 8601 date format, UTC timezone.
    Example: "2017-07-22T00:00:00-0400"